At Borrow with Betty, we support Illinois real estate investors who see potential where others see problems. Our Fix and Flip Loans are short-term, asset-based financing options designed for those who buy, renovate, and resell properties for profit. Whether you’re a seasoned rehabber or just getting started, we help you move quickly and confidently.

Fix and Flip Loans are built for speed. These loans provide fast access to capital so you can purchase distressed or undervalued properties, complete renovations, and list them back on the market—all without the delays of traditional mortgage underwriting. Time is money in the flipping world, and we make sure you never miss an opportunity.

Unlike conventional loans, Fix and Flip financing focuses more on the value of the property and your investment strategy than on income or long-term credit metrics. We evaluate the purchase price, rehab budget, and ARV (after-repair value) to tailor a loan that meets your project goals.

These loans typically cover both the acquisition and renovation costs, allowing you to preserve your cash flow and scale your business. With up to 90% loan-to-cost and competitive terms, you can maximize your return without tying up all your personal capital.

Fix and Flip Loans are usually short-term—ranging from 6 to 18 months—which aligns with the typical timeframe for renovation and resale. We’ll help you structure the loan to fit your timeline, exit strategy, and anticipated profits, giving you the flexibility to manage multiple projects at once.

As part of our investor-first approach, we offer streamlined approvals, minimal documentation requirements, and a fast funding process. We know how important timing is in this space, and we’re committed to helping you close deals quickly and get to work right away.

Whether you’re updating a single-family home, transforming a multi-unit building, or revitalizing a property for resale, our Fix and Flip Loans give you the financial power to turn vision into value. From cosmetic upgrades to full gut rehabs, we’re here to back your business.

We also provide ongoing support and guidance throughout the project, helping you manage draw schedules, navigate permits, and plan your exit. At Borrow with Betty, we don’t just finance flips—we help you build a successful flipping strategy.

For investors looking to scale and grow in today’s competitive market, a Fix and Flip Loan offers more than just capital—it offers confidence. Let us help you turn opportunities into profits, one project at a time.