Investor Loans are ideal for individuals purchasing properties for income rather than personal residence. That includes single-family rentals, duplexes, multi-units, and even condos that will be rented out. These loans are built to evaluate the property’s income potential just as much as your personal financials, making them more accessible for experienced and new investors alike.

Unlike conventional home loans, Investor Loans often have more flexible qualifying standards. Lenders look at factors such as rental income, cash reserves, and property performance to determine eligibility. That means even if your personal income isn’t high, a well-performing investment property can qualify on its own merit.

One of the major benefits of our Investor Loan programs is the ability to use anticipated rental income to offset your mortgage payments. This allows you to finance more property without draining your personal income stream. You can grow your rental portfolio faster while keeping your personal finances protected.

Borrowers who already own rental properties may also use these loans for cash-out refinancing. By tapping into equity from existing properties, you can fund future purchases, rehab projects, or consolidate business-related debt. It’s a powerful way to leverage existing assets for ongoing growth without sacrificing control.

We understand that investors often need fast, responsive service to close on properties quickly. That’s why our team specializes in efficient underwriting, clear communication, and flexible structures that meet the demands of today’s real estate market. We’re not just offering loans—we’re helping you seize opportunities.

Whether you’re interested in short-term rentals like Airbnb or long-term tenants in suburban homes, we tailor the loan to fit your strategy. Different types of investment properties carry different risk profiles and income potentials, and we’re here to help you evaluate each one based on your personal goals.

Down payment requirements are typically higher for investment properties, but that also means lenders view them with stronger financial stability. With 20% to 30% down, you can secure a loan with competitive interest rates and favorable terms. We’ll help you assess your financing power and structure the loan in a way that supports your cash flow.

At Borrow with Betty, we treat your investment like the business it is—professionally, promptly, and with precision. Let us show you how our Investor Loan solutions can grow your real estate portfolio and your long-term wealth, one property at a time.