VA Loans
Borrow with Betty believes in homeownership opportunities for everyone, including non-U.S. citizens.
Honoring Veterans with Exceptional Home Financing
At Borrow with Betty, we are proud to serve those who have served our country. Our VA Loan program offers eligible veterans, active-duty service members, and their families an outstanding path to homeownership with benefits designed to honor their sacrifice. VA Loans provide some of the most favorable terms available in the mortgage market.VA Loans are more than just a financial product—they’re a well-earned benefit that provides long-term support for those who’ve protected our country. From lower closing costs to strong foreclosure protections, the VA loan program is designed to empower veterans and their families with financial security and homeownership opportunities.
VA Loans are backed by the Department of Veterans Affairs, allowing lenders to offer 100% financing with no down payment required in most cases. This means qualified borrowers can purchase a home without needing to save for a large down payment, making homeownership more accessible and affordable.
Another major advantage is that VA Loans typically do not require private mortgage insurance (PMI), which reduces your monthly payment compared to conventional loans. This can result in significant savings over the life of your mortgage, helping you keep more money in your pocket.
These loans also have competitive interest rates and flexible credit requirements, recognizing that veterans may face unique financial situations. The VA program supports a smooth approval process while maintaining protections for both borrowers and lenders.
VA Loans can be used to buy a primary residence, refinance an existing loan, or even make energy-efficient improvements to your home. This versatility allows you to choose the best financing option for your needs as you transition into civilian life.
We work closely with each borrower to determine eligibility, guide you through the VA Certificate of Eligibility (COE) process, and help you gather all necessary documentation. Our goal is to make the VA loan process simple, straightforward, and respectful of your service.
While VA Loans do require a funding fee, this cost can be financed into the loan amount, reducing upfront expenses. Certain veterans may be exempt from this fee based on service conditions, and we’ll help you understand your specific situation.
At Borrow with Betty, we’re committed to helping veterans and military families achieve the dream of homeownership with confidence and ease. Our experienced team understands the nuances of VA Loans and will be your trusted partner every step of the way.
If you’re a veteran or active-duty service member looking for a home loan that respects your service and supports your future, contact Borrow with Betty today. Let us help you secure the home you deserve with a VA Loan tailored just for you.
